Summary
Andhika Nugraha is a fintech product leader with 17 years of experience in product management, full-stack web development, cloud infrastructure, enterprise IT and compliance, currently guiding product strategy as Group Product Manager at PT Bank Jago and DKATALIS in Singapore. He has a strong track record launching lending and payments products from zero-to-one—most notably leading the core lending platform that powered PayLater, GoModal, and driver loans at GoTo—and later driving cross-entity launches like GoPay Later across marketplaces. Comfortable operating at the intersection of engineering, risk, finance and ops, he builds and scales cross-functional teams while navigating PCI-DSS and regulatory constraints. Andhika’s background in computer science and hands-on Azure/infra experience give him a pragmatic, technical lens on product decisions, enabling rapid delivery of compliant, production-grade fintech systems.
18 years of coding experience