Cen Chen is a data scientist with 9 years’ experience applying statistical modelling, machine learning and business analytics to drive product growth and financial outcomes across finance, insurance and cloud services. At Tencent she built end-to-end dashboards and payment-risk analytics that tightened collections and reduced bad debt, and earlier roles at HSBC and Ping An blended cohort segmentation, channel optimization and GLM-based underwriting to translate data into commercial strategy. Comfortable with SQL, SAS and Tableau and trained in statistics and AI in finance, she bridges technical depth and product-focused delivery, often automating validation and forecasting to support strategic planning. Based in Shenzhen, she brings a proven track record of turning messy operational data into actionable KPIs and forward-looking P&L insights that influence decision making.
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