Sam Zakalik is a Founder and CTO who builds and operates decision-grade data products, drawing on a decade of hands-on experience in distributed systems, data engineering, and machine learning. He has progressed from pricing and risk analytics at Fidelity to data engineering roles at Orchard and Kabbage, and then into ML engineering and senior ML roles at Govini and Orum before founding Allref. Sam excels at turning messy, high-volume data into reliable production models and pipelines that support real-time decisioning. His background combines product-focused engineering with applied ML, making him comfortable both shipping infrastructure and tuning models in production. Based in the United States, he blends startup grit with institutional analytics rigor and a knack for simplifying complex data workflows. An operator-founder mindset suggests he not only architects systems but also leads their day-to-day reliability and evolution.
10 years of coding experience
12 years of employment as a software developer
Bachelor of Arts (B.A.), Economics; Mathematics (Minor), Bachelor of Arts (B.A.), Economics; Mathematics (Minor) at University at Buffalo
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